Privacy & Terms of Use

Privacy & Terms of Use
Privacy is of importance to everyone, and we value your privacy and in order to ensure we maintain the highest levels of privacy we have put systems in to place and it is important that you read our Privacy Notice which follows the General Data Protection Regulation (“GDPR”). We also have set out the terms of using this website and we strongly recommend that you read both the terms of use and the privacy policies. Please read the following information carefully. This privacy notice contains information about the information collected, stored and otherwise processed about you and the reasons for the processing. It also tells you who we share this information with, the security mechanisms we have put in place to protect your data and how to contact us in the event you need further information.

Who Are we?
Overseas Pakistanis British Hub collects, uses and is responsible for personal information about you. When we are the ‘controller’ of this information for the purposes of the GDPR and the Data Protection Act 2018, the Data Controller is Overseas Pakistanis British Hub. If you need to contact us about your data or the data processing carried out, you can use the contact details in this document.

Data Controller: We are recognised as being a Data Controller as we hold and process your personal data which means that we have to be registered with the Information Commissioner's Office (ICO), our registration number is ZB515149. Our Data Protection Officer can be contacted at: info@opakhub.co.uk

Data Collection: The data that we hold about you is provided to us by yourself when you seek to use our services, but we may also acquire other sources from third parties eg. the Courts/Tribunals etc. as part of your case preparation. With regards to the information, we obtain from you, we will tell you why we need the information and how we will use it. The basis of us processing your information from the General Data Protection Regulation (GDPR) requires all organisations that process personal data to have a lawful basis for doing so.

Those lawful bases are:
• Consent of the person providing the data
• Complying with our obligations as part of our services to anyone providing the data
• Compliance with any legal obligation which is required of us
• To protect the vital interests of any person providing data or another person linked therein
• Performance of a task carried out in the public interest or in the exercise of official authority vested in the controller
• The legitimate interests of us, or a third party, except where such interests are overridden by the interests, rights or freedoms

What could be a legitimate reason for us obtaining or using your data? The following are examples of when it would be legitimate:
• Where we are providing a service on your behalf
• Processing your information for internal purposes

How Overseas Pakistanis British Hub may use your personal information
We will use your information to:
• Direct your enquiries to the relevant person dealing with your matter
• Communicate with third parties as permitted by law
• Meet any of our legal or regulatory obligations
• Address any complaints or concerns that you may rise, or have
• Process payments for services provided
• Conduct data for trend, diversity & other analysis for the improvement of our services
• Communicate with you regarding other services
• Maintain the security and integrity of our services.
• To keep accounting records and carry out office administration
• To respond to potential complaints or make complaints
• To check for potential conflicts of interest in relation to future potential cases
• To promote and market our services
• To carry out anti-money laundering and terrorist financing checks
• To respond to requests for references
• When procuring goods and services
• To publish legal judgments and decisions of courts and tribunals
• As required or permitted by law.

What Data will we collect
Following is a list of the typical data that we would need to collect from you, but as each case requires different levels of information to be given for us to provide an effective service, please note that this list is not exhaustive:
• Name
• Email
• Phone number
• Address
• Sex
• Occupation
• Diversity and equality data
• Payment or bank details
• Location details
• RSVPs to any events
• CCTV images of visitors to our buildings
• Device IP address and logs of phone calls

It may be necessary to share your information with the following:
• Data processors, such as Overseas Pakistanis British Hub staff, IT support staff, email providers, data storage providers etc.
• Any person whom you instruct us to do so, subject to written consent being provided.
• Any party with whom we wish to share your information and you have consented us to do so.
• Any regulator, law enforcement, government authorities/bodies or any other third party in order for us to meet (or discharge) our legal obligations.
• Other legal professionals
• Experts and other witnesses
• Prosecution authorities in the UK and abroad, UKVI, the Home Office, the Courts and tribunals
• Family and associates of the person whose personal information Overseas Pakistanis British Hub are processing

Complaints
In the event of complaints, the Head of Overseas Pakistanis British Hub as well as any other members of Overseas Pakistanis British Hub who deal with complaints.
• Other regulatory authorities
• Current, past or prospective employers
• Education and examining bodies
• Business associates, professional advisers and trade bodies
• The intended recipient, where you have asked us to provide a reference.
• Overseas Pakistanis British Hub may also be required to disclose your information to the police or intelligence services, where required or permitted by law of that country.
Overseas Pakistanis British Hub may be required to provide your information to regulators, such as the Information Commissioner’s Office. In the case of the Information Commissioner’s Office, there is a risk that your information may lawfully be disclosed by them for the purpose of any other civil or criminal proceedings, without our consent or yours, which includes privileged information.

We will transfer your data to any third countries or international organisations as required.
The same categories of information may also be obtained from third parties, such as other legal professionals or experts, members of the public, your family and friends, witnesses, courts and other tribunals, investigators, government departments, regulators, public records and registers. We may also be required to disclose your information to the police or intelligence services, where required or permitted by law.
Sources of information

The personal information Overseas Pakistanis British Hub may obtain may include information which has been obtained from:
• Legal professionals
• Car hire companies
• Services providers located in the UK and abroad
• Prosecution authorities
• Home Office
• Courts and tribunals
• Family and associates of the person whose personal information we are processing
• In the event of complaints, the Head of Overseas Pakistanis British Hub as well as any other members of Overseas Pakistanis British Hub who deal with complaints.
• Other regulatory authorities
• Current, past or prospective employers
• Education and examining bodies
• Business associates, professional advisers and trade bodies
• Overseas Pakistanis British Hub may also be required to disclose your information to the police or intelligence services, where required or permitted by law data processors.
• Overseas Pakistanis British Hub staff, IT support staff, email providers, data storage providers etc
• Public sources, such as the press, public registers and law reports.

Transfer of your information outside the European Economic Area (EEA)
This privacy notice is of general application but it maybe necessary to transfer your information out of the EEA in any particular issue or service. However, if you reside outside the EEA or your case or the role for which you require a reference involves persons or organisations or courts and tribunals outside the EEA then it may be necessary to transfer some of your data to that country outside of the EEA for that purpose. If you are in a country outside the EEA or if the instructions, you provide come from outside the EEA then it is inevitable that information will be transferred to those countries. If this applies to you and you wish additional precautions to be taken in respect of your information, please indicate this when you speak to us.

Some countries and organisations outside the EEA have been assessed by the European Commission and their data protection laws and procedures found to show adequate protection. The list can be found here. Most do not. If your information has to be transferred outside the EEA, then it may not have the same protections and you may not have the same rights as you would within the EEA.

If Overseas Pakistanis British Hub decide to publish a judgment or other decision of a Court or Tribunal containing your information, then this will be published to the world.
Overseas Pakistanis British Hub will transfer personal information outside the EEA as necessary for providing a service to you.

Your rights
Under the GDPR, you have a number of rights that you can exercise in certain circumstances. These are free of charge. In summary, you may have the right to:
• Be informed of the information we hold.
• To access to the information, we hold.
• To rectification the information we hold should there be errors or omissions by contacting us
• Of erasure to the information we hold, this will be qualified by our legal and regulatory obligations (see below)
• Object to receiving communications in terms of marketing etc.
• Ask for access to your personal information and other supplementary information.
• Receive a copy of the personal information you have provided to Overseas Pakistanis British Hub or have this information sent to a third party. This will be provided to you or the third party in a structured, commonly used and machine-readable format, e.g., a word file;
• Object at any time to processing of your personal information for direct marketing.
• Object in certain other situations to the continued processing of your personal information.
• Restrict Overseas Pakistanis British Hub processing of your personal information in certain circumstances.
• Request not to be the subject to automated decision-making which produces legal effects that concern you or affects you in a significant way.

If you want more information about your rights under the GDPR please see the Guidance from the Information Commissioners Office on Individual's rights under the GDPR. If you want to exercise any of these rights, please:
• Use the contact details at the end of this document.
• Please provide a contact address so that you can be contacted to request further information to verify your identity.
• Provide proof of your identity and address.
• State the right or rights that you wish to exercise

Overseas Pakistanis British Hub may need to ask you to provide other information so that you can be identified, and Overseas Pakistanis British Hub will respond to you within one month from receipt of your request.
If you wish to exercise any of the rights, then please contact us at info@opakhub.co.uk
How to make a complaint? The GDPR also gives you the right to lodge a complaint with the Information Commissioners’ Office if you are in the UK, or with the supervisory authority of the Member State where you work, normally live or where the alleged infringement of data protection laws occurred. The Information Commissioner’s Office can be contacted at http://ico.org.uk/concerns/

How long will Overseas Pakistanis British Hub retain your data?
Overseas Pakistanis British Hub will retain your personal data while you remain a client with us, unless you ask us to delete it. Our Retention and Disposal Policy (copy available on request) details how long we hold data for and how we dispose of it when it no longer needs to be held. Overseas Pakistanis British Hub will delete or anonymise your information at your request unless the following applies:

a) We are legally required to; or
b) There are overriding legitimate business interests, including but not limited to fraud prevention and protecting customers' safety and security.
c) Until at least 1 year after the expiry of any relevant limitation period (which will usually be 6 years, but may be 12 years, or longer where the case includes information relating to a minor), from the date of the last item of work carried out or, the date of the last payment received or the date on which all outstanding payments are written off, whichever is the latest.
d) Data may be retained for a longer period due to potential legal proceedings or another justified event. If this is the case, then at this point any further retention will be reviewed and the data will be marked for deletion or marked for retention for a further period. The latter retention period is likely to occur only where the information is needed for legal proceedings, regulatory matters or active complaints. Deletion will be carried out (without further notice to you) as soon as reasonably practicable after the data is marked for deletion.
e) Overseas Pakistanis British Hub will store some of your information which may be needed to carry out conflict checks for the rest of Overseas Pakistanis British Hub existence However, this is likely to be limited to your name and contact details/ the name of the case/anything else.
f) Information related to anti-money laundering checks will be retained until five years after the completion of the transaction or the end of the business relationship, whichever is the later.
g) Names and contact details held for marketing purposes will be stored indefinitely or until Overseas Pakistanis British Hub or it's staff become aware or are informed that the individual has ceased to be a potential client.

Consent
As explained above, Overseas Pakistanis British Hub are relying on your explicit consent to process your information in categories above. You provided this consent when you agreed that Overseas Pakistanis British Hub would provide services to you.
You have the right to withdraw this consent at any time, but this will not affect the lawfulness of any processing activity we have carried out prior to you withdrawing your consent. However, where we also rely on other bases for processing your information, you may not be able to prevent processing of your data. For example, if you have asked us to work for you and we have spent time, you may owe us money which we will be entitled to claim.
If there is an issue with the processing of your information, please contact us on info@opakhub.co.uk

Our Webpage
Please read this in conjunction with the terms and conditions of use below:

Data is collected on our webpage by way of cookies which are small pieces of data which are then stored on your computer after you have visited our webpage. The purpose of a cookie is improving your online experience and are used by most webpages. Detailed guidance on how cookies work, how to control or delete them can be found at ww.aboutcookies.com

Overseas Pakistanis British Hub does collect certain anonymous data regarding the usage of the website. This information does not personally identify users either by itself or in combination with other information. It is gathered to improve the performance of the website. The anonymous data collected by the Overseas Pakistanis British Hub website can include information such as the type of browser you are using or the length of the visit to the website. You may also be asked to provide personally identifiable information on the Overseas Pakistanis British Hub website, which may include your name, address, telephone number and e-mail address. This information can be gathered when feedback or e-mails are sent to Overseas Pakistanis British Hub when you register for services or make purchases via the website. In all such cases you have the option of providing us with personally identifiable information.

Use and disclosure of information
Except as otherwise stated below, we do not sell, trade or rent your personally identifiable information collected on the site to others. The information collected by our site is used to process orders, to keep you informed about your order status, to notify you of products or special offers that may be of interest to you, and for statistical purposes for improving our site. We will disclose your delivery information to third parties for order tracking purposes or process your check or money order, as appropriate, fill your order, improve the functionality of our site, perform statistical and data analyses deliver your order and deliver promotional emails to you from us. For example, we must release your mailing address information to the delivery service to deliver products that you ordered. All credit/debit cards’ details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties.

Overseas Pakistanis British Hub utilises cookies to determine whether or not you have visited the home page in the past. However, no other user information is gathered.
Overseas Pakistanis British Hub will not pass any debit/credit card details to third parties.

Overseas Pakistanis British Hub may use non-personal "aggregated data" to enhance the operation of their website or analyse interest in the areas of the website. Additionally, if you provide Overseas Pakistanis British Hub with content for publishing or feedback, we may publish your username or other identifying data with your permission.
Overseas Pakistanis British Hub may also disclose personally identifiable information to respond to a subpoena, court order or other such request. Overseas Pakistanis British Hub may also provide such personally identifiable information in response to law enforcement agencies requests or as otherwise required by law.
Your personally identifiable information may be provided to a third party if Overseas Pakistanis British Hub files for bankruptcy, or there is a transfer of the assets or ownership of Overseas Pakistanis British Hub in connection with proposed or consummated corporate reorganisations, such as mergers or acquisitions.

Security
Overseas Pakistanis British Hub takes appropriate steps to ensure data privacy and security including through various hardware and software methodologies. However, Overseas Pakistanis British Hub cannot guarantee the security of any information that is disclosed online.

Other websites
Overseas Pakistanis British Hub is not responsible for the privacy policies of websites to which it links. If you provide any information to such third parties different rules regarding the collection and use of your personal information may apply. We strongly suggest you review such third party’s privacy policies before providing any data to them. We are not responsible for the policies or practices of third parties. Please be aware that our sites may contain links to other sites on the internet that are owned and operated by third parties. The information practices of those websites linked to our site is not covered by this Policy. These other sites may send their own cookies or clear GIFs to users, collect data or solicit personally identifiable information. We cannot control this collection of information. You should contact these entities directly if you have any questions about their use of the information that they collect.

Minors
Overseas Pakistanis British Hub does not knowingly collect personal information from minors under the age of 18 years. Minors are not permitted to use the Overseas Pakistanis British Hub website or services, and Overseas Pakistanis British Hub requests that minors under the age of 18 years do not submit any personal information to the website. Since information regarding minors under the age of 18 years is not collected, Overseas Pakistanis British Hub does not knowingly distribute personal information regarding minors under the age of 18 years.

Corrections and updates
If you wish to modify or update any information Overseas Pakistanis British Hub has received, please contact info@opakhub.co.uk


Modifications of the privacy policy
The Website Policies and Terms & Conditions would be changed or updated occasionally to meet current requirements and standards. Therefore, users are encouraged to frequently visit these sections in order to be updated about the changes on the website. Modifications will be effective on the day they are posted.
If you are not happy with the cookies, you should either not use this website, or you should delete cookies after having visited the site. Alternatively, you should browse this website using your browser's anonymous usage setting (called "Incognito" in Chrome, "InPrivate" for Internet Explorer, "Private Browsing" in Firefox and Safari etc.).
This privacy note will be updated where there are significant changes made.
If you would like any further information, please use the contact details.

Contact details
If you have any questions about this privacy notice or the information we hold about you, please contact us on info@opakhub.co.uk or 0800 368 0799.

Terms of website use
These terms and conditions (the ‘Terms) set out below will govern your use of this website which can be found at www.opakhub.co.uk (the ‘Website’).
The legal information on the Website is to provide users with the Terms upon which they use the Website and to make accessible certain other legal and regulatory information which it is best practice to place in the public domain where it can be easily accessed by clients and other interested third parties.
The Website is owned and operated by Overseas Pakistanis British Hub. For the purposes of the Terms subsidiary undertakings, co-branded businesses and joint ventures which may exist from time to time.

Use of the Website is governed by the following terms:
Overseas Pakistanis British Hub reserves the right, at its discretion, to make changes to any part of the Website or the Terms of the usage of the website as and when it wishes. Should any of the Terms be amended, Overseas Pakistanis British Hub will not notify you and it is your responsibility as the user of the website to check the Terms every time you use the Website. Specific terms may also apply to the provision of any of the services that we provide via the Website. You should check any specific terms that apply to the services which you use.

We reserve the right to alter, suspend or discontinue any part of the Website or the services provided through it, including your access to it. Whilst we make every effort to ensure that the information contained within the Website is correct, visitors should be aware that the information may have become out of date, and we give no warranty or make any representation regarding the fitness for purpose, continued availability, quality, accuracy or completeness of the content of the Website. Accordingly, the materials on the Website do not give specific legal advice and should not be relied on as doing so. In particular, you should be aware that laws and regulations might be different outside England. Your use of the Website does not create a contractual relationship between you and Overseas Pakistanis British Hub. We recommend you contact the advisers who are named in the Website for advice about particular matters.

Liability & losses
The Overseas Pakistanis British Hub excludes all liability for any kind of loss or damage that may result to you or a third party in connection with the use, inability to use, or the results of use of the Website.

Website visitors are permitted to read the contents and to download and store on a temporary basis any of the contents of the Website provided this is for their own personal or non-commercial use. Apart from content specifically made available for download, such as court forms and publications, you may not permanently copy, store or redistribute the contents of the Website in any way.

The articles posted by Overseas Pakistanis British Hub on the website are the property of Overseas Pakistanis British Hub and may not be used or reproduced without express permission from Overseas Pakistanis British Hub. Overseas Pakistanis British Hub cannot give such permissions and articles being published do not give rise to any implied permission to copy or reproduce or use without the consent of the owner.

Where we make content available for downloading this is only for your personal use, or for circulation within your business and is not for commercial re-use. You may not set up links from your own websites to the Website without our prior written consent.

Any links to other websites from the Website are provided for convenience only and accepts no responsibility or liability in connection with your use or reliance on the content of any linked website. The inclusion of any link does not imply endorsement by Overseas Pakistanis British Hub of any linked website or its provider. If you choose to use a hypertext link contained within this website, then you may leave our website.

Once you have left our website, whether or not you have realised that you have left, we are no longer responsible in any way for the material on the other website that you enter. In addition, hypertext links are included in order to provide further information and are not intended to signify that we endorse or approve of such website and/or its content. We exclude to the full extent permitted by law all liability that may arise in connection with or as a result of such external website material causing any damage, cost, injury or financial loss of any kind.

For further information on the use of materials from the Website, or if you experience any problems with the Website, please contact us by sending an email to info@opakhub.co.uk

Copyright and intellectual property
Copyright and other intellectual property rights in the content of the Website, including any of the Overseas Pakistanis British Hub’s marks, logos and brands, belongs to Overseas Pakistanis British Hub or its licensors (who have expressly licensed content to Overseas Pakistanis British Hub). All rights, save as expressly granted, are reserved. If you are in doubt whether an item is copyright or a trademark of Overseas Pakistanis British Hub, please contact us for clarification.

Disclaimers relating to downloads
The Website may allow users to download certain documents which are also available directly from the original source website and various other websites.
To the extent permitted by law, Overseas Pakistanis British Hub excludes all liability in contract, tort (including negligence) breach of statutory duty or otherwise for any costs, losses, claims, damages, expenses or proceedings (including special, incidental or consequential loss or damage, loss of profits and wasted management time) incurred or suffered by you arising directly or indirectly in connection with the use of the download facility and the content of any downloaded material including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy or copyright with the downloads, their content or associated services or due to any unavailability of part or all of any associated website or associated service.

The documents available for download are created exclusively by third parties and Overseas Pakistanis British Hub excludes all liability for any illegality arising from error, omission, inaccuracy or copyright in such material and takes no responsibility for such material.
Any downloads are provided solely for your convenience and Overseas Pakistanis British Hub does not necessarily endorse the material which can be downloaded and will have no liability to you in respect of the same.

Downloading documents from the Website should not be used as an alternative to advice from Overseas Pakistanis British Hub or other legally qualified person and using any such documents does not create a Overseas Pakistanis British Hub -client relationship between you and Overseas Pakistanis British Hub.
Any material downloaded or otherwise obtained through the use of the Website is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

Overseas Pakistanis British Hub cannot guarantee that downloading documents from the Website will be free from error and/or uninterrupted and we shall not be liable for any damages including, but not limited to, indirect or consequential damages, damages for loss of opportunity or chance, or any damages whatsoever arising from use or loss of use, data, or profits, whether in contract, negligence or other tortious action, arising out of, or in connection with the download facility or any associated website.
Whilst effort has been taken to ensure that any downloads are free from viruses, no warranties are given to that effect and users are responsible for ensuring that they have installed adequate virus checking software. Overseas Pakistanis British Hub shall not be liable for any viruses, or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of users’ computer hardware. All documents are downloaded at the user’s own discretion and risk and the user shall be solely responsible for any damage to the user’s computer system or loss of data that results from the download of any documents.
Nothing in the Terms serves to exclude or limit liability for death or personal injury arising from negligence or any liability which is otherwise prohibited from being excluded by law.

Membership
All members will be given access to preferential rates where this is possible with third parties as part of their membership. This does not create any relationship between the member and Overseas Pakistanis British Hub. The Overseas Pakistanis British Hub excludes all liability for any kind of loss or damage that may result to you or a third party in connection with any transaction that a member engages with.

Any introduction by Overseas Pakistanis British Hub of members to third parties does not and will not give rise to any contractual obligations or form a contractual obligation between the member and Overseas Pakistanis British Hub. Overseas Pakistanis British Hub will be excluded from any legal actions or otherwise be liable for any losses, injuries or death from the members relationship or interaction with any third party that has been introduced by Overseas Pakistanis British Hub.
Any benefits that the member receives will be limited to them but can be extended to their spouse and will be limited to 2 children under the age of 12.
Membership will be subject to a fair usage policy and members will be allowed to use the benefits in a reasonable manner which may be terminated or withdrawn by Overseas Pakistanis British Hub without any notice being given.

Membership is to be renewed annually; a failure to do so will result in the members access to any and all benefits terminating immediately and without notice.
Membership cannot be transferred or given to another to use or access the services or the members parts of the Overseas Pakistanis British Hub website; should this occur, the membership will be terminated without notice and the member will be excluded from applying again.

Overseas Pakistanis British Hub
A Hub for Overseas Pakistanis living in Britain...

Committed to providing support and a network of help for those in need

Please note: The OPB Hub does not directly provide any legal advice nor is it regulated to provide any legal services. We are not a political organisation nor are we affiliated to any political party.

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